Legal information

Terms and Conditions

Last updated: May 18, 2026 · Applicable to yrinsuranceservices.com

In plain language: Estos términos describen las reglas para usar yrinsuranceservices.com y solicitar cotizaciones a través de YR Insurance Services YR Insurance Services Hialeah. Al usar este sitio aceptas estos términos.

1. Acceptance of the terms

By accessing yrinsuranceservices.com, filling out a quote request form, or contacting us through any channel, you agree to these terms in full. If you do not agree, please do not use the site.

2. Services offered

YR Insurance Services YR Insurance Services Hialeah ofrece, a través de este sitio, los siguientes servicios:

  • Information about insurance products available in Florida.
  • Free, no-obligation quotes for car, home, business, health, and life insurance.
  • Personalized advice from licensed FL OIR agents.
  • Issuance and management of policies with authorized companies in Florida.

YR Insurance Services YR Insurance Services Hialeah actúa como independent broker between you and the final insurer. The policy remains contractually between you and the insurer; YR facilitates the process and assists you in its management.

3. Requirements for using the site

  • Be over 18 years of age (or have a legal guardian acting on your behalf).
  • Provide truthful and up-to-date information in forms and communications.
  • Must be a resident of the United States (most products are for Florida residents only; some visitor products are available).

4. Quotations — what they are and what they are NOT

The quotes you receive are indicative and non-binding up to the moment of:

  1. full underwriting by the insurer.
  2. Verification of the information provided (driving history, credit, ownership, etc.).
  3. Payment of the first premium.
  4. Formal issuance of the policy by the insurer.

The final price may differ from the quoted price if the information you provided changes or is inaccurate.

5. Your obligations

  • Tell the truth on forms and communications (false information may invalidate your policy).
  • Notify relevant changes (moving, new car, new drivers, accidents, citations).
  • Pay the premiums according to the terms agreed with the insurer.
  • Keep your contact information up to date.

6. Acceptable use of the site

You CAN'T:

  • Using the site for illegal or fraudulent purposes.
  • Scraping, mass copying, or using unauthorized bots.
  • Attempting to compromise the security of the site or other users.
  • Publishing false, defamatory content or content that violates the rights of third parties.
  • Impersonating another person or entity.

7. Limitation of liability

To the fullest extent permitted by Florida law:

  • YR Insurance Services YR Insurance Services Hialeah ofrece el sitio "tal cual" sin garantías expresas o implícitas de funcionamiento perfecto.
  • We are not responsible for the underwriting decision of the insurers (which is independent).
  • We are not responsible for indirect, consequential, or punitive damages arising from the use of the site.
  • La responsabilidad máxima de YR Insurance Services YR Insurance Services Hialeah en cualquier reclamo relacionado con este sitio se limita a las comisiones efectivamente cobradas en los 12 meses previos al hecho que origina el reclamo.

This limitation does not apply to cases of fraud, gross negligence, or where the law does not allow limitation of liability.

8. Compensation

Aceptas indemnizar y eximir de responsabilidad a YR Insurance Services YR Insurance Services Hialeah, sus directivos, empleados y agentes de cualquier reclamo derivado de: (i) tu incumplimiento de estos términos, (ii) información falsa proporcionada por ti, (iii) uso indebido del sitio.

9. Intellectual Property

Todo el contenido del sitio (textos, gráficos, código, diseños) es propiedad de YR Insurance Services Corp o sus licenciantes. Puedes ver e imprimir el contenido para uso personal y no comercial. Cualquier otro uso requiere autorización escrita.

10. Service modifications

YR Insurance Services YR Insurance Services Hialeah se reserva el derecho de modificar, suspender o discontinuar cualquier aspecto del sitio o servicio en cualquier momento, con o sin previo aviso, sin responsabilidad ante ti o terceros.

11. Termination

We may suspend or terminate your access to the site if you violate these terms or if required by law. Provisions that by their nature should survive termination (limitation of liability, intellectual property, applicable law) remain in effect after termination.

12. Applicable law and dispute resolution

These terms are governed by the laws of the State of Florida, USA, without regard to conflict of law principles. Any dispute arising from these terms will first be attempted to be resolved through good faith negotiation between the parties. If no agreement is reached within 60 days, the dispute will be submitted to:

  • Non-binding mediation in Miami-Dade County, Florida.
  • If mediation does not resolve the issue, mandatory arbitration will be initiated under the rules of the American Arbitration Association (AAA), Miami-Dade.

You waive the right to sue as part of a class action. This clause does not apply to disputes that FL OIR regulations require to be resolved in court.

13. Full Terms

These terms along with the Legal Notice and the Privacy Policy constituyen el acuerdo completo entre ti y YR Insurance Services YR Insurance Services Hialeah respecto al uso de este sitio.

14. Contact

Questions about these terms: info@yrinsuranceservices.com · Get a free quote!.